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My generation was told if it worked hard it’d have everything previous generations enjoyed. So why when that hasn’t happened are so many in the older generation saying it's our fault?

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Okay, I realise any piece of research that begins with an article in The Daily Mail is built on quicksand. But perhaps the ground moving under our feet isn’t a bad way to begin on this topic. The researcher Dr Eliza Filby published a piece on The Mail Online entitled  ‘How baby boomers really DID have it easier - and why it's only getting harder for Gen Z to get on the housing ladder’. I think the responses it garnered shed some light into some pretty dark caves. Filby’s research proved that: 1. Baby Boomers Dominate Homeownership So Baby Boomers (those born 1946–1964) still own a disproportionate share of housing, often paying mortgages only 2–3%—far below today’s rates. This allows them to stay put, rent out properties, or move with financial freedom. It also allows them (and this is a separate story) to decide which of their children to financially help—or not. 2. Younger Generations Rely on Parental Help For the UK, a 2019 Statista report found that 62% of homeowners under 35 r...